Remove fruit and whipped topping from the freezer and thaw to your liking.
Add your pudding mix and skim milk to a large bowl and mix until well combined and there are minimal lumps.
Once the pudding is done, add the whipped topping to the bowl. Fold pudding and whipped topping to combine.
Next, add in the coconut flakes, thawed pineapple, mango, bananas, and peaches, and mix all together.
Top off the fruit salad with chopped pecans and serve.
Note: Fruit salad can be served as is or frozen to eat at an ice cream consistency. Fruit salad stores well in the refrigerator for 2 days (more time may experience the separation of ingredients) or in the freezer for 1 week.